Flex your

Borrow interest-free on schedule.

Scan to download

As featured in

Pile up debt,
or simply


Subscribe to a Chippit pool plan with verified members or friends and unlock interest-free credit for your money goals.

What’s often difficult and time-consuming to achieve alone, is simpler with Chippit. Paying off debt, buying a car or planning a holiday — Just Chippit.

Do more
with less

Chip in little

Subscribe to a plan with verified members.

Chip out more

Access interest-free credit on schedule.
No credit checks needed.

Stay in control

Spend on your goals.

How it

Subscribe to a plan

Borrow interest free

Spend on your goals

Why Chippit?

People turn to Chippit for various reasons, but the most popular ones include streamlining their spending and escaping the burden of high interest and fees associated with cards and loans.

Saving for shared goals with my mates is a lot easier. We know who's keeping the faith and who's not, which helps us stay on track and support each other.

- Nat, Psychologist

Love Chippit! Finally found a way to borrow money without stress. The community is great, and everything's super clear and fair.

- Jane, Teacher

Ditched credit card debt thanks to Chippit’s low fees. Saving tons and my finances are finally under control. This app’s a game-changer

- Mike, Freelancer

Trusted, Australian-owned company.

Chippit is an Australian-based company with high regard for ensuring the maximum security of your money and your data. We exist to bring powerful financial tools to Australian communities and endeavour to give everyone access to the capital they need to live their best lives. Rest assured that we will stop at nothing to ensure we always protect your money and privacy. Please see our security and privacy policy for more details.

Scan to download